I enjoy helping clients to solve problems and achieve their goals.
Overview
Christine is a finance and corporate lawyer and practices Jersey and BVI law. She specialises in real estate finance and Islamic finance.
Experience
Christine is a Jersey Advocate (sworn in 2010) with over 17 years of legal experience. She has worked in Jersey since 2007. Prior to joining Collas Crill in September 2018, Christine spent eight years in Carey Olsen's Jersey banking team.
Background
Christine also spent two years as a Legal Adviser in the Legislative Projects Team at the Jersey Law Officers' Department. Before moving to Jersey, Christine firstly trained and qualified as a Scottish solicitor with Shepherd and Wedderburn (admitted 2005) and then practised at DLA Piper.
Awards
Our Jersey banking and finance team moved up to Tier 2 in Legal 500 in 2020 and Christine is noted as a key counsel. In Legal 500 2022 she was highlighted as a Rising Star.
Memberships
Law Society of Jersey, Law Society of Scotland (non-practising in Scotland)
Banks today face an ever increasing raft of challenges, both regulatory and commercial, as well as competition for deals from non-bank lenders and alternative funders. We provide our banking clients with a comprehensive service on- and off-transaction, including our plain English precedents for their business. We help our clients keep up with the changing landscape in order to remain competitive in the market place whilst delivering quality service to their own customers. Our clients focus on relationship banking and we work hard to support them in doing so. We also advise P2P lenders and invoice discounters on their lending and security arrangements, and their documentation.
With a depth of multi-jurisdictional experience our offices in BVI, Cayman, Guernsey, Jersey, London and Singapore, we ensure that advice is provided in the context of other key global offshore centres and with a knowledge of the bigger, global picture. Our clients appreciate our pro-active attitude to providing sensible user-friendly advice, our accuracy and honesty in our approach to pricing matters, and our senior level involvement in all matters to ensure smooth progress and client satisfaction. In an increasingly complex, competitive and more tightly regulated market, we'll make sure your business or commercial venture reaches its full potential.
Knowing what to do and when to act when things go wrong is a key part of our service to our clients on both lender and borrower side. Our clients include banks, funds, directors, shareholders and insolvency practitioners. We undertake security reviews and advise on pre-emptive measures. We appreciate the need to act promptly and decisively, and at the same time are sensitive to potential negative publicity for our clients.
Fund financing covers a range of financing possibilities but most commonly involves capital call or subscription facilities. It is a specialist area that requires an understanding of fund structuring, the risks involved in lending to funds and specific security requirements. Underlying relationships between investors, borrowers and lenders are key to the success of the industry. We work with lenders and borrowers to maintain these relationships at every stage of the process, with our commercial, efficient and pragmatic approach to managing transactions.
Demand for legal professionals with a working knowledge and understanding of Shariah law concepts continues to rise reflecting the growth in Islamic finance products and services for institutions and private clients. Our team of experienced finance lawyers regularly work with onshore law firms, banks, managers and service providers to assist clients in the UK, the Middle East and Asia, as well as trust and corporate service providers servicing clients in this area.
Collas Crill has acted for Blue Islands on its £10 million loan facility with the States of Jersey, safeguarding essential lifeline travel connections for the Channel...
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In the recent case of In Re Bayswater Road (Holdings) Limited [2019] JRC 102, the Royal Court of Jersey gave some helpful guidance on the enforcement of a security interest...
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Collas Crill are pleased to have authored the Jersey chapter of the Global Guide to Lending & Secured Finance published by Legal 500. The Guide addresses the key points...
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