Banks today face an ever increasing raft of challenges, both regulatory and commercial, as well as competition for deals from non-bank lenders and alternative funders. We provide our banking clients with a comprehensive service on- and off-transaction, including our plain English precedents for their business. We help our clients keep up with the changing landscape in order to remain competitive in the market place whilst delivering quality service to their own customers. Our clients focus on relationship banking and we work hard to support them in doing so. We also advise P2P lenders and invoice discounters on their lending and security arrangements, and their documentation.

Knowing what to do and when to act when things go wrong is a key part of our service to our banking/lender clients. We have been involved in restructurings of all sizes and across jurisdictions and in some of the most high-profile cases, and understand the need to act quickly and decisively. We provide responsive, pragmatic advice and assistance. We are also sensitive to potential negative publicity for our clients when enforcing security or taking steps towards insolvency of their borrowers.

With a depth of multi-jurisdictional experience our offices in BVI, Cayman, Guernsey, Jersey, London and Singapore, we ensure that advice is provided in the context of other key global offshore centres and with a knowledge of the bigger, global picture. Our clients appreciate our pro-active attitude to providing sensible user-friendly advice, our accuracy and honesty in our approach to pricing matters, and our senior level involvement in all matters to ensure smooth progress and client satisfaction. In an increasingly complex, competitive and more tightly regulated market, we'll make sure your business or commercial venture reaches its full potential.

Fund financing is a specialist area that requires a strong understanding of the specific risks involved in lending to funds and the way such borrowers are structured. We know that the underlying relationships between investors, borrowers and lenders are key to the success of the industry. We work with lenders and borrowers to maintain these relationships at every stage of the process, with our commercial approach in managing transactions. As with any transactional matter we recognize the need to be efficient, accurate, responsive and pragmatic in dealings between parties. At the same time we take a firm line on risk and legal protection on behalf of our client.

Demand for legal professionals with a working knowledge and understanding of Shariah and its concepts has never been greater as the number of number of financial institutions with an Islamic finance focus continues to rise. We understand the high ethical standards and challenges that need to be met to ensure Shariah compliance, understanding the Shariah principles behind the variety of Islamic finance structures we encounter, in order to frame our advice, and work product, within the requirements of our clients and the transaction. We advise on Islamic finance transactions across a broad range of asset classes, working with banks and their clients, and onshore law firms, in the UK, the Middle East and Asia, including advising QIB UK and ABC International on the Jersey, Guernsey and Cayman law aspects of a number of Murabaha and Diminishing Musharakah facilities.